iDEAL is the most widely used online payment method in the Netherlands, allowing customers to make secure payments directly from their bank accounts. At checkout, users select iDEAL, choose their bank, log in through online or mobile banking, and approve the payment. The bank confirms the transaction in real time, and funds are typically settled the same day via systems like Equens Worldline or TARGET2. iDEAL supports features like QR code payments, reusable iDEAL IDs, scheduled payments, and interest-free installment options (iDEAL in3). Over 210,000 merchants accept iDEAL, integrated via 18 acquirers and 62 CPSPs, ensuring fast, secure transactions.
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