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The popularity of virtual credit cards has been growing inPortugal. From 2020 to 2021, the use of this paymentmethod grew to 22.4%. The possibility of not using yourbank information when paying seems to please users whochoose to create temporary virtual cards to make theirpurchases. Most customers prefer to use the MB NETservice, because it allows them to generate virtual cardswith a certain amount and define whether it is for a single purchase or for several purchases. Thesecards can be generated on the MB NET website or on the websites of some Portuguese banks. Thedebit on the card can be immediate (most common), or an authorization may be required (theamount is retained) and the value is withdrawn later.
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