Narvi

Narvi — Nordic EMI for Modern Business Banking

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Narvi is a Finnish Electronic Money Institution (EMI) supervised by the Financial Supervisory Authority of Finland (FIN-FSA). The company provides regulated financial services across the European Economic Area (EEA) through EU passporting rights. Narvi focuses on delivering fast, compliant, and API-driven payment solutions for businesses across multiple sectors.

Key Services and Features:
1. SEPA & SWIFT Business Accounts Narvi offers EUR business accounts with dedicated IBANs, enabling clients to send and receive SEPA Credit Transfers — including SEPA Instant — as well as cross-border SWIFT payments. These accounts are designed for international businesses that require efficient settlement within the EU and beyond.
2. Banking-as-a-Service (BaaS) & API Integration Narvi’s platform is built with an API-first approach, allowing companies to integrate payment, onboarding, and account functionality directly into their own systems or applications. Thousands of clients already use Narvi’s APIs for automated account creation, balance checks, and transaction processing. → API documentation: api.narvi.com/docs/business-banking
3. Safeguarding & Security As a licensed EMI, Narvi fully safeguards all client funds with EU-based financial institutions, ensuring full separation of customer money from operational accounts.
4. Scalable Payment Infrastructure Narvi supports mass payouts, multi-IBAN structures, and embedded payment flows for corporate, fintech, and platform clients. Its modular setup allows white-label, reseller, or partner configurations under Narvi’s regulatory umbrella.
5. European Passporting & Regulatory Strength Licensed and regulated in Finland, Narvi operates throughout the EEA under the EU Electronic Money Directive. This ensures consistent compliance, transparent safeguarding, and strong regulatory governance.

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