PayDo is EMI holding licenses in the UK (FCA), Canada (FINTRAC), and Malta (MFSA). We provide multi-currency IBAN, worldwide processing, card issuance, and masspayouts in one Business Account, one dashboard, one agreement, and one API.
IBAN
Opening a Business Account with PayDo, you will get dedicated multi currency IBAN forB2B cross-border transfers. Main features:
● Multi currency dedicated account
● Local UK sort code account in GBP
● Cross-border transfers via SEPA Instant, SWIFT, Faster Payments
● Fastest settlements in the industry - all processed funds are available on yourBusiness Account with IBAN. You can immediately access your funds and make daily operational payments.
● Straight forward compliance requirements to execute transfers
PayDo Checkout (Payment processing)
We process payments with our own-built PayDo Checkout. It means that every payer is required to create or log in to his personal PayDo account. Please check the demo video.
It is a kind of e-wallet, but in comparison to other e-wallets we have built the most advanced user flow to make it as simple as direct acquiring or APM.For example, the flow for your payers will be the following:
A user selects Cards by PayDo on your website
Creates or log in to the PayDo account on your checkout page - iFrame integration, no redirections
The user is paying using Visa/Mastercard/APM
Features:
● No chargebacks, no miscoding
● No rolling reserve/pending balance
● Fastest settlements in the industry - all processed funds are available on yourBusiness Account with IBAN. You have access to your funds right away and canmake daily operational payments.
● No confusing redirections: payer creates e-wallet during transaction
● FTDs are supported
Mass Payments (Payouts)
User scan withdraw funds from PayDo via bank transfer, Visa, or MasterCard
We can also provide instant payouts for your users. Users receive payouts to thePayDo accounts they used for deposits. Payouts can be done via API or manually from the dashboard. User flow via API is the following:
A user goes to the Withdrawal section on your website
SelectsPayDo
EntersPayDo ID or registered email on PayDo
Enters amount for payout
ClicksSubmit
Funds are instantly credited to the user's PayDo account
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